NBBI Choice Preferred

Fixed Indemnity Limited Benefit Medical Insurance is subject to provisions, benefits, exclusions or limitations of the Certificate which may vary by State. Coverage becomes effective on the date provided in membership material (however, effective date options are either the 1st or 15th of any month).

Fixed Indemnity Limited Benefit Medical is not designed as a substitute for basic health insurance or major medical coverage. The plan meets the Minimum Essential Coverage (MEC) requirements of the Affordable Care Act (ACA).

Some Highlights of the Preferred Plan are:

Inpatient*

• Hospital Room and Board
  
• Hospital Admission for Specific Conditions
  
• Surgery

Outpatient*

• Radiology Benefit
• Pathology (LAB)
  
• Emergency Room Visits
  
• Outpatient Surgery

MEC Preventative Medical Benefits*

• Physician Office Visits: Maximum fee per visit - $150.00 / $25 Copay
• Specialist Office Visits: Maximum fee per visit - $150.00 / $50 Copay
• Urgent Care Visits: Maximum fee per visit - $150.00 / $25 Copay

 

*Refer to Certificate of Coverage for full details of limits on covered benefits

 

Summary of Preventive Care Only Benefits

Copays	$0 (unless otherwise indicated)
Deductible	$0
Benefit % Payable by Plan	100%
Plan Annual Maximum	Unlimited
Plan Lifetime Maximum	Unlimited
Network Provider	PHCS
Physician Office Visits	2 (two) per covered member per year
Specialist Office Visits	1 (one) per covered member per year
Urgent Care Visits	1 (one) per covered member per year

 

1 There is 12-month Pre-existing Condition Limitation for all Fixed Indemnity Inpatient Hospital Benefits.
2. The Hospital Admission Benefit for Specified Conditions has a 30-day waiting period. No benefits are payable for any Specified Condition where the date of diagnosis is during 30-day waiting period.
3 The daily Hospital Admission Benefit is payable for either Heart Attack or Heart Disease during a coverage year, but not both.
4 Daily benefits for covered surgery are scheduled and vary based on the specific surgical procedure performed.
5 Daily benefits for covered anesthesia vary and are equal to 20% of the applicable surgery benefit.

View Certificate

Access to Care When You Need It Most

Doctors can be hard to reach, illnesses can occur in the middle of the night, and sometimes you just have a question. In all of those circumstances, NBBI Telehealth is a convenient and affordable solution. As a member you now receive access to a national network of U.S. board-certified doctors who are available 24/7/365 to treat many of your medical issues. Consult Fee: $0

BEHAVIORAL HEALTH
Behavioral health counseling provides confidential, unlimited telephonic consultation, counseling and referral services for members including: 24/7 availability to Master’s level counselors, no co-pay or fee to the member, immediate crisis support, comprehensive problem assessment and resolution, supportive counseling and subsequent sessions, education, 100 percent follow up with original counselor, custom referral (if needed) to medical, behavioral health plans or local community resources.

DIABETES SUPPLIES
Total Diabetes Supply provides discounts on diabetes supplies at 20-85% off retail prices. Receive brand name glucose test strips, glucose monitors, lancets and devices as well as blood pressure monitors, urinalysis test strips, and much more.

EXPERT MEDICAL ADVICE – MESSAGE A SPECIALIST
Members have unlimited email access to board certified physicians, psychologists, ophthalmologists, pharmacists, dentists, dietitians and fitness experts who provide personal answers to all health-related questions. Individuals now have the ability to easily get their questions answered and receive the confidential support they need to effectively execute critical health decisions, avoid unnecessary office visits, save time and money.

RX DISCOUNT SAVINGS
Walk-in pharmacy discount: Receive an average savings of 15% on brand-name and 55% on generic medications. Mail-order discount: Save up to 80% on brand-name prescription medications through mail-order pharmacies. Save up to 45% on insulin medications.

HEALTHCARE ADVOCACY
NBBI Telehealth is your partner, building healthcare solutions centered around each unique individual’s needs. Healthcare Advocacy is a personalized service that helps you navigate the complexities of the healthcare system. Receive professional support from dedicated Subject Matter Experts via concierge-level services: PLAN BASICS: Explanation & Understanding of Benefi ts, FINDING CARE: Transparency & Access, PROBLEM SOLVING: Hands-On Support & Solutions, PERSONAL CARE: Individual Solutions

Brand-Name International Mail-Order

Save on your brand-name medications and insulin medications. Get brand-name medications at generic prices through international mail-order pharmacies.

How To Order
Step 1. Price your brand-name medication at: www.medaffordglobal.com
Step 2. Complete your order online or call to order/refill with Customer Service. A valid prescription from your doctor is required to complete your order.
Step 3. Your medications ship directly to you.

Walk-in Pharmacy Medication Savings

All FDA approved drugs are discounted with the card. Even lifestyle drugs can be obtained at greatly reduced rates.

• The pharmacy network is national.
• There is no limit on the number of prescriptions filled.
• You do not have to activate the card.
• The card never expires.
• Share with family and friends

Simply present your member ID card to the pharmacist, along with your prescription to receive the discounts. Over 80% of all pharmacies in the US and its territories accept the free discount prescription card.

Price my drug

Discover the benefits of adding CBD to your daily health routine.

What is CBD?

CBD stands for cannabidiol, a compound found naturally in hemp plants. More interesting than that is how CBD may support a sense of peace and balance in human beings. Don’t worry, it’s non-intoxicating, so you can add CBD to your everyday routine without an altered state of mind. CBD Afford chooses vendors whose CBD products offer consumers a way to to a healthier, happier future through natural, plant-based relief. We know CBD is a big topic, and that all the information out there can get overwhelming. That’s why we want to serve as a resource for you as you learn more about how to support your own health.

Why we’re different:

– Compliance with Farm Bill Act 2018

– Highest quality pharmacist formulated full-spectrum CBD products

– Purity and potency of ingredients

– Multi-stage third -party lab potency of ingredients

– QR codes linked to lab results on every package